Terms of Service
Last Updated: May 25, 2025
Agreement
These terms form a binding agreement between you and us
Compliance
Using our services means you agree to follow these terms
Updates
We may update these terms periodically
1. Introduction
Welcome to Investionnaire Academy. These Terms of Service ("Terms") govern your access to and use of the Investionnaire Academy website, mobile applications, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Services.
Important Notice
By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
2. Definitions
Throughout these Terms, the following definitions apply:
"Investionnaire Academy," "we," "us," or "our"
Refers to Investionnaire Academy, its subsidiaries, affiliates, and partners.
"User," "you," or "your"
Refers to any individual or entity that accesses or uses our Services.
"Content"
Refers to all text, images, videos, audio, code, software, and other materials available through our Services.
"User Content"
Refers to any content that users submit, upload, or otherwise make available through our Services.
3. Account Registration and Eligibility
To access certain features of our Services, you may need to register for an account. When you register, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must be at least 18 years old to create an account and use our Services. If you are under 18, you may only use our Services with the involvement and consent of a parent or legal guardian.
4. Educational Services
Investionnaire Academy provides educational content and services related to financial literacy, trading, and investing. Our courses, materials, and resources are for educational purposes only and do not constitute financial advice, investment recommendations, or guarantees of financial success.
We reserve the right to modify, update, or discontinue any aspect of our educational services at any time without prior notice.
5. Payment Terms
Some of our Services may require payment. By purchasing any paid Services, you agree to pay all fees and charges associated with your account on a timely basis and in the currency specified. All payments are non-refundable unless otherwise specified in our refund policy or required by applicable law.
We may change our fees and payment policies at any time. Changes to fees will be effective after we provide you with notice by posting the changes on our website or through other reasonable means.
6. Intellectual Property Rights
All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of Investionnaire Academy or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may access and use our content solely for your personal, non-commercial use in connection with the Services. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our content without our express written permission.
7. User Content
By submitting, posting, or sharing User Content on or through our Services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with providing and promoting our Services.
You represent and warrant that you own or have the necessary rights to the User Content you submit and that such content does not violate the rights of any third party or any applicable law or regulation.
8. Prohibited Conduct
You agree not to:
Use our Services for any illegal purpose
Impersonate any person or entity
Interfere with the operation of our Services
Attempt to gain unauthorized access
Use any automated process to monitor or copy content
Transmit any harmful code or content
Collect personally identifiable information
Send unsolicited communications
9. Disclaimer of Warranties
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INVESTIONNAIRE ACADEMY, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES.
11. Indemnification
You agree to indemnify, defend, and hold harmless Investionnaire Academy, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that arise from or relate to your use or misuse of our Services, violation of these Terms, or violation of any rights of another.
12. Termination
We may terminate or suspend your access to all or part of our Services, with or without notice, for any conduct that we, in our sole discretion, believe violates these Terms or is harmful to other users of our Services, us, or third parties, or for any other reason.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms or your use of our Services shall be brought exclusively in the courts of Nigeria, and you consent to the personal jurisdiction of such courts.
14. Changes to These Terms
We may revise these Terms from time to time. The most current version will always be posted on our website. If a revision, in our sole discretion, is material, we will notify you via email or through our Services. By continuing to access or use our Services after revisions become effective, you agree to be bound by the revised Terms.
15. Contact Information
If you have any questions about these Terms, please contact us at:
Email: hello@investionnaire.com
Address: Lagos, Nigeria